Best Virtual Cards for Facebook & Google Ads (Traffic Arbitrage)

In the world of traffic arbitrage, having reliable virtual cards is essential for running Google Ads and Facebook campaigns. These cards help marketers manage multiple accounts, control ad spend, and reduce the risk of bans and suspensions. However, not all virtual card providers are the same—some offer better BINs, lower fees, and more flexibility.

In this guide, we’ll explore the best virtual card services for running ads on Google and Facebook, detailing their benefits, fees, and key features.

1. FlexCard – Affordable Virtual Cards with Cashback on Withdrawals

Best for: Affordable virtual cards with no hidden fees

  • Card Cost: From $2
  • Top-Up Fee: From 3%
  • Supported Currencies: USD, EUR
  • Top-Up Methods: Crypto (from 50 USDT), Bank Transfer (from $100)
  • Key Features:
    • No hidden fees
    • Cashback on withdrawals (refund of the top-up fee)
    • Wide selection of BINs across the US, UK, Brazil, Estonia, and Spain
    • Referral program (30% commission)
    • Free 10 virtual cards with promo code WALLET

💡 Why Choose FlexCard?
If you’re looking for a simple, low-cost solution with the unique benefit of cashback on withdrawals, FlexCard is a great choice.

2. PSTNET – Flexible Virtual Cards for Google Ads & Facebook

Best for: Agencies and teams managing multiple ad accounts

  • Card Cost: First 100 cards free for PST Private members ($1 per card after)
  • Top-Up Fee: From 2%
  • Top-Up Methods: Crypto, Bank Transfer
  • Key Features:
    • No transaction fees
    • Supports 3D Secure
    • Telegram bot for notifications
    • Team-friendly account management
    • No fees for declined transactions

💡 Why Choose PSTNET?
With low fees and a team management feature, PSTNET is an excellent choice for ad agencies and arbitrage professionals handling multiple campaigns.

3. AnyBill – Trusted BINs to Avoid Account Suspensions

Best for: Running stable ad campaigns with trustable BINs

  • Card Cost: Free issuance and maintenance
  • Top-Up Fee: Varies
  • Top-Up Methods: Crypto, Bank Transfer
  • Key Features:
    • Trusted UK-based BINs (Visa, MasterCard, UnionPay)
    • No KYC required
    • Centralized balance for all cards
    • Bulk card issuance
    • Compatible with Google Ads, Facebook, and TikTok

💡 Why Choose AnyBill?
If you need reliable BINs that help reduce the risk of bans, AnyBill is a strong option.

4. SPENDGE – Best for Large-Scale Ad Budgets

Best for: High-spending advertisers looking for lower fees

  • Card Cost: From €5 (as low as €1 with cashback)
  • Top-Up Fee: Varies based on method and spending
  • Top-Up Methods: Crypto, Bank Transfer
  • Key Features:
    • Supports USD, GBP, and EUR
    • Five different BINs for reduced risk
    • 3D Secure protection
    • Fee structure reduces as you spend more

💡 Why Choose SPENDGE?
If you’re spending a lot on ads, SPENDGE’s flexible tiered pricing will help keep costs down.

5. Karta.io – Smart Financial Control for Ad Spending

Best for: Businesses needing financial tracking

  • Card Cost: Free with $40,000+ monthly spend
  • Top-Up Fee: 3.5%
  • Top-Up Methods: Wire Transfer, Crypto
  • Key Features:
    • Visa Business & MasterCard cards
    • Unlimited cards with spending controls
    • Role-based access for team members
    • Integrated financial tracking

💡 Why Choose Karta.io?
Karta.io is perfect for businesses needing financial oversight, making it more than just a virtual card service.

6. 4×4.io – Best for Google & TikTok Arbitrage

Best for: Arbitrage marketers running Google & TikTok ads

  • Card Cost: $2
  • Top-Up Fee: 5%
  • Top-Up Methods: Crypto, SEPA, Swift, Visa/Mastercard
  • Key Features:
    • European BINs (including Ukraine)
    • Auto-blocking of inactive cards
    • Minimum deposit: $500

💡 Why Choose 4×4.io?
If you’re also running TikTok ads, 4×4.io provides a wider range of European BINs.

7. Brocard – Best for Instant Card Creation

Best for: Instant card issuance without identity verification

  • Card Cost: $2 (first 50 cards free)
  • Top-Up Fee: 4% (via USDT TRC-20)
  • Top-Up Methods: Crypto
  • Key Features:
    • No verification required
    • Visa & MasterCard options
    • Instant card creation

💡 Why Choose Brocard?
If you need cards fast, Brocard’s no-moderation approach makes it super efficient.

8. Multicards – Advanced Analytics & Control

Best for: Advertisers needing detailed transaction tracking

  • Card Cost: From $2
  • Top-Up Fee: 3% (USDT & Wire), 5% (Capitalist)
  • Top-Up Methods: Crypto, Wire Transfer, Capitalist
  • Key Features:
    • Transaction analytics for better ad tracking
    • 3D Secure for euro-based cards
    • 24/7 support

💡 Why Choose Multicards?
If you want better control over ad spending, Multicards’ detailed analytics are valuable.

9. Ezzocard – No Registration Required

Best for: Privacy-focused users

  • Card Cost: From $17
  • Top-Up Fee: Varies
  • Top-Up Methods: Crypto, Perfect Money
  • Key Features:
    • No KYC
    • Multiple card types (Visa, MasterCard)
    • Works for online payments

💡 Why Choose Ezzocard?
Great for anonymous transactions with no sign-up required.

10. AdsCard – New & Free Card Issuance

Best for: Beginners testing new accounts

  • Card Cost: Free
  • Top-Up Fee: WebMoney only
  • Top-Up Methods: WebMoney
  • Key Features:
    • Limited to WebMoney deposits
    • Newly launched in 2022

💡 Why Choose AdsCard?
If you already use WebMoney, AdsCard is a free way to get started.

How to Choose the Best Virtual Card for Google & Facebook Ads?

When selecting a virtual card provider, keep these key factors in mind:

✅ Security & Fraud Prevention

  • 3D Secure protection can prevent fraudulent transactions.
  • Reputable providers with solid security measures are crucial.

✅ Fees & Hidden Costs

  • Compare top-up fees, withdrawal fees, and monthly costs.
  • Some providers offer cashback or fee refunds.

✅ Supported BINs

  • A wide selection of BINs (USA, UK, EU, etc.) improves account stability.

✅ Usability & Support

  • A good dashboard makes managing multiple cards easier.
  • 24/7 customer support helps if any issues arise.

GDPR Compliance and Virtual Cards for Advertising

When using virtual cards for Google Ads and Facebook advertising, it’s important to consider General Data Protection Regulation (GDPR) compliance, especially if your campaigns target audiences within the European Union (EU). GDPR applies to any business that processes personal data of EU citizens, regardless of where the company is located.

Here’s how GDPR affects advertisers and virtual card users:

🔹 How GDPR Impacts Virtual Card Usage in Advertising

While virtual cards themselves are not directly regulated by GDPR, their use in advertising transactions can involve data processing, which falls under GDPR’s scope. Some key considerations include:

  • Financial Data Protection: If a virtual card provider stores billing details, transactions, or customer identifiers, it must ensure compliance with GDPR rules.
  • Third-Party Data Sharing: If a virtual card provider shares data with banks, payment processors, or ad platforms, explicit user consent and proper data security measures must be in place.
  • Right to Erasure (Right to Be Forgotten): Users must have the ability to delete their personal data upon request.

🔹 Ensuring GDPR Compliance When Using Virtual Cards

To stay compliant when using virtual cards for advertising, consider these best practices:

✅ Choose a GDPR-Compliant Provider – Select virtual card services that clearly state their data protection policies and comply with EU privacy laws. Look for encryption and data anonymization features.

✅ Minimize Data Storage – If possible, avoid storing unnecessary payment details or personally identifiable information (PII) related to your virtual cards.

✅ Use Pseudonymous Transactions – Virtual cards help minimize direct exposure of your banking details, reducing the risk of data breaches or non-compliance.

✅ Verify Data Processing Agreements (DPAs) – If your virtual card provider integrates with Google, Facebook, or payment networks, ensure they have DPAs in place to protect your data.

🔹 GDPR and Facebook/Google Ads Payments

Both Facebook and Google Ads require compliance with GDPR when collecting user data for targeted advertising. However, when using virtual cards, your financial information is separate from ad accounts, which can enhance security and reduce privacy risks.

If you’re running Google Ads in the EU, you should also ensure that your billing and payment details align with GDPR requirements, especially if multiple team members have access to your accounts.

Final Thoughts

The best virtual card for Facebook & Google Ads depends on your needs:

  • For beginners: FlexCard, PSTNET
  • For privacy: Ezzocard
  • For high spenders: SPENDGE, Karta.io
  • For fast issuance: Brocard, AnyBill

Choose the right one based on your budget, spending volume, and platform requirements! 🚀